Call reports 2012
NORTHWEST BANK OF ROCKFORD — 2012
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 250,561,000 | 245,534,000 | 239,002,000 | 239,881,000 |
| Total loans | 172,276,000 | 168,961,000 | 167,103,000 | 166,955,000 |
| Allowance for loan losses | 3,829,000 | 2,237,000 | 3,520,000 | 4,561,000 |
| Securities available for sale | 62,926,000 | 56,589,000 | 54,217,000 | 51,740,000 |
| Securities held to maturity | 66,000 | 66,000 | 66,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,446,000 | 213,786,000 | 207,965,000 | 209,186,000 |
| Interest-bearing deposits | 183,838,000 | 180,759,000 | 178,525,000 | 177,614,000 |
| Noninterest-bearing deposits | 34,608,000 | 33,027,000 | 29,440,000 | 31,572,000 |
| Equity capital | 22,768,000 | 22,268,000 | 22,353,000 | 22,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,755,000 | 5,418,000 | 8,022,000 | 10,580,000 |
| Interest expense | 491,000 | 954,000 | 1,383,000 | 1,787,000 |
| Net interest income | 2,264,000 | 4,464,000 | 6,639,000 | 8,793,000 |
| Noninterest income | 780,000 | 1,605,000 | 2,387,000 | 3,396,000 |
| Noninterest expense | 2,017,000 | 3,979,000 | 5,860,000 | 8,150,000 |
| Provision for loan losses | 875,000 | 3,475,000 | 4,925,000 | 8,225,000 |
| Pretax income | 152,000 | -1,252,000 | -1,626,000 | -4,053,000 |
| Income tax | -33,000 | -686,000 | -920,000 | -1,986,000 |
| Net income | 185,000 | -566,000 | -706,000 | -2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,500,000 | 20,749,000 | 20,609,000 | 21,277,000 |
| Total capital | 23,770,000 | 22,983,000 | 22,820,000 | 23,492,000 |
| Risk-weighted assets | 180,063,000 | 178,715,000 | 175,584,000 | 174,862,000 |