Call reports 2011
NORTHWEST BANK OF ROCKFORD — 2011
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 239,762,000 | 239,596,000 | 244,503,000 | 245,881,000 |
| Total loans | 173,822,000 | 177,561,000 | 175,742,000 | 178,450,000 |
| Allowance for loan losses | 5,288,000 | 3,572,000 | 2,734,000 | 2,899,000 |
| Securities available for sale | 49,745,000 | 45,944,000 | 50,277,000 | 48,847,000 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,134,000 | 206,946,000 | 210,130,000 | 211,664,000 |
| Interest-bearing deposits | 177,557,000 | 180,320,000 | 181,656,000 | 177,180,000 |
| Noninterest-bearing deposits | 28,577,000 | 26,626,000 | 28,474,000 | 34,484,000 |
| Equity capital | 20,730,000 | 21,443,000 | 22,085,000 | 22,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,928,000 | 8,861,000 | 11,877,000 |
| Interest expense | 616,000 | 1,193,000 | 1,743,000 | 2,267,000 |
| Net interest income | 2,323,000 | 4,735,000 | 7,118,000 | 9,610,000 |
| Noninterest income | 531,000 | 1,125,000 | 1,751,000 | 2,489,000 |
| Noninterest expense | 1,871,000 | 3,761,000 | 5,699,000 | 7,621,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,525,000 | 3,255,000 |
| Pretax income | 290,000 | 786,000 | 940,000 | 1,518,000 |
| Income tax | 22,000 | 129,000 | 92,000 | 215,000 |
| Net income | 268,000 | 657,000 | 848,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,250,000 | 20,640,000 | 20,831,000 | 21,315,000 |
| Total capital | 22,516,000 | 22,950,000 | 23,134,000 | 23,654,000 |
| Risk-weighted assets | 178,453,000 | 183,549,000 | 183,023,000 | 186,585,000 |