Call reports 2010
NORTHWEST BANK OF ROCKFORD — 2010
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 232,281,000 | 233,399,000 | 235,663,000 | 233,937,000 |
| Total loans | 161,729,000 | 167,829,000 | 174,405,000 | 173,558,000 |
| Allowance for loan losses | 3,763,000 | 4,338,000 | 4,730,000 | 4,535,000 |
| Securities available for sale | 56,613,000 | 51,628,000 | 47,332,000 | 44,139,000 |
| Securities held to maturity | 136,000 | 136,000 | 136,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,448,000 | 200,410,000 | 201,468,000 | 198,455,000 |
| Interest-bearing deposits | 176,736,000 | 175,378,000 | 174,096,000 | 173,363,000 |
| Noninterest-bearing deposits | 25,712,000 | 25,032,000 | 27,372,000 | 25,092,000 |
| Equity capital | 19,538,000 | 19,234,000 | 19,450,000 | 20,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,944,000 | 5,939,000 | 9,030,000 | 12,169,000 |
| Interest expense | 925,000 | 1,758,000 | 2,521,000 | 3,205,000 |
| Net interest income | 2,019,000 | 4,181,000 | 6,509,000 | 8,964,000 |
| Noninterest income | 441,000 | 1,005,000 | 1,737,000 | 2,548,000 |
| Noninterest expense | 1,731,000 | 3,492,000 | 5,398,000 | 7,451,000 |
| Provision for loan losses | 225,000 | 1,950,000 | 3,325,000 | 5,550,000 |
| Pretax income | 506,000 | -242,000 | -405,000 | -1,417,000 |
| Income tax | 96,000 | -296,000 | -459,000 | -943,000 |
| Net income | 410,000 | 54,000 | 54,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,848,000 | 18,491,000 | 18,491,000 | 19,983,000 |
| Total capital | 20,977,000 | 20,693,000 | 20,738,000 | 22,236,000 |
| Risk-weighted assets | 168,697,000 | 174,044,000 | 177,243,000 | 177,975,000 |