Call reports 2005
SOUTHERN COMMUNITY BANK — 2005
What SOUTHERN COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 15,658,000 |
| Total loans | 7,911,000 |
| Allowance for loan losses | 100,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,279,000 |
| Interest-bearing deposits | 2,933,000 |
| Noninterest-bearing deposits | 346,000 |
| Equity capital | 11,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 108,000 |
| Interest expense | 62,000 |
| Net interest income | 46,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 1,020,000 |
| Provision for loan losses | 100,000 |
| Pretax income | -1,073,000 |
| Income tax | 0 |
| Net income | -1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 11,884,000 |
| Total capital | 11,984,000 |
| Risk-weighted assets | 9,067,000 |
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