Call reports 2017
NORTHSTAR BANK — 2017
What NORTHSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 211,797,000 | 213,769,000 | 205,136,000 |
| Total loans | 136,663,000 | 140,493,000 | 141,142,000 |
| Allowance for loan losses | 1,815,000 | 1,820,000 | 1,820,000 |
| Securities available for sale | 46,339,000 | 44,044,000 | 41,752,000 |
| Securities held to maturity | 15,531,000 | 15,003,000 | 14,374,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 167,796,000 | 169,649,000 | 179,164,000 |
| Interest-bearing deposits | 119,795,000 | 122,266,000 | 121,783,000 |
| Noninterest-bearing deposits | 48,001,000 | 47,383,000 | 57,381,000 |
| Equity capital | 21,660,000 | 22,005,000 | 22,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,213,000 | 4,507,000 | 6,843,000 |
| Interest expense | 239,000 | 506,000 | 813,000 |
| Net interest income | 1,974,000 | 4,001,000 | 6,030,000 |
| Noninterest income | 110,000 | 219,000 | 288,000 |
| Noninterest expense | 1,743,000 | 3,468,000 | 5,102,000 |
| Provision for loan losses | 0 | 4,000 | 9,000 |
| Pretax income | 519,000 | 926,000 | 1,385,000 |
| Income tax | 195,000 | 348,000 | 521,000 |
| Net income | 324,000 | 578,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 20,699,000 | 20,953,000 | 21,239,000 |
| Total capital | 22,537,000 | 22,796,000 | 23,082,000 |
| Risk-weighted assets | 164,254,000 | 164,816,000 | 163,467,000 |