Call reports 2012
NORTHSTAR BANK — 2012
What NORTHSTAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,985,000 | 197,791,000 | 192,596,000 | 191,417,000 |
| Total loans | 53,246,000 | 59,594,000 | 60,117,000 | 62,657,000 |
| Allowance for loan losses | 1,056,000 | 1,059,000 | 942,000 | 951,000 |
| Securities available for sale | 136,129,000 | 133,499,000 | 128,570,000 | 125,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,251,000 | 136,489,000 | 141,677,000 | 133,863,000 |
| Interest-bearing deposits | 124,493,000 | 120,786,000 | 124,687,000 | 119,226,000 |
| Noninterest-bearing deposits | 21,758,000 | 15,703,000 | 16,990,000 | 14,637,000 |
| Equity capital | 18,640,000 | 19,489,000 | 20,463,000 | 21,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,382,000 | 4,990,000 | 6,448,000 |
| Interest expense | 380,000 | 748,000 | 1,109,000 | 1,463,000 |
| Net interest income | 1,288,000 | 2,634,000 | 3,881,000 | 4,985,000 |
| Noninterest income | 22,000 | 63,000 | 121,000 | 151,000 |
| Noninterest expense | 920,000 | 1,836,000 | 2,745,000 | 3,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 592,000 | 1,496,000 | 1,892,000 | 2,103,000 |
| Income tax | 187,000 | 492,000 | 605,000 | 649,000 |
| Net income | 405,000 | 1,004,000 | 1,287,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,529,000 | 16,432,000 | 16,636,000 | 17,799,000 |
| Total capital | 16,531,000 | 17,514,000 | 17,601,000 | 18,773,000 |
| Risk-weighted assets | 80,108,000 | 90,316,000 | 89,862,000 | 94,048,000 |