Call reports 2016
COMMUNITY GUARANTY SAVINGS BANK — 2016
What COMMUNITY GUARANTY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 109,093,000 |
| Total loans | 66,517,000 |
| Allowance for loan losses | 680,000 |
| Securities available for sale | 30,497,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 96,643,000 |
| Interest-bearing deposits | 84,762,000 |
| Noninterest-bearing deposits | 11,881,000 |
| Equity capital | 9,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 959,000 |
| Interest expense | 93,000 |
| Net interest income | 866,000 |
| Noninterest income | 142,000 |
| Noninterest expense | 923,000 |
| Provision for loan losses | 0 |
| Pretax income | 85,000 |
| Income tax | 3,000 |
| Net income | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 9,446,000 |
| Total capital | 10,138,000 |
| Risk-weighted assets | 70,330,000 |