Call reports 2006
COMMUNITY GUARANTY SAVINGS BANK — 2006
What COMMUNITY GUARANTY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,134,000 | 83,847,000 | 85,176,000 | 87,159,000 |
| Total loans | 53,054,000 | 55,306,000 | 59,010,000 | 59,690,000 |
| Allowance for loan losses | 484,000 | 490,000 | 493,000 | 488,000 |
| Securities available for sale | 20,998,000 | 20,848,000 | 18,502,000 | 19,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,888,000 | 73,623,000 | 72,544,000 | 73,941,000 |
| Interest-bearing deposits | 64,373,000 | 66,150,000 | 65,303,000 | 66,271,000 |
| Noninterest-bearing deposits | 6,515,000 | 7,473,000 | 7,240,000 | 7,670,000 |
| Equity capital | 5,349,000 | 5,273,000 | 5,624,000 | 7,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,655,000 | 4,135,000 | 5,663,000 |
| Interest expense | 439,000 | 920,000 | 1,447,000 | 2,005,000 |
| Net interest income | 830,000 | 1,735,000 | 2,688,000 | 3,658,000 |
| Noninterest income | 153,000 | 303,000 | 452,000 | 608,000 |
| Noninterest expense | 816,000 | 1,641,000 | 2,508,000 | 3,456,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 12,000 |
| Pretax income | 166,000 | 384,000 | 600,000 | 784,000 |
| Income tax | 23,000 | 88,000 | 133,000 | 141,000 |
| Net income | 143,000 | 296,000 | 467,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,562,000 | 5,593,000 | 5,811,000 | 8,007,000 |
| Total capital | 6,046,000 | 6,083,000 | 6,304,000 | 8,507,000 |
| Risk-weighted assets | 59,192,000 | 61,335,000 | 64,173,000 | 65,308,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY GUARANTY SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.