Call reports 2005
COMMUNITY GUARANTY SAVINGS BANK — 2005
What COMMUNITY GUARANTY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 73,977,000 | 76,210,000 | 79,063,000 | 79,721,000 |
| Total loans | 50,210,000 | 50,346,000 | 52,461,000 | 52,461,000 |
| Allowance for loan losses | 488,000 | 491,000 | 500,000 | 503,000 |
| Securities available for sale | 13,135,000 | 18,807,000 | 19,804,000 | 19,902,000 |
| Securities held to maturity | 4,267,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,337,000 | 67,032,000 | 67,697,000 | 69,527,000 |
| Interest-bearing deposits | 58,444,000 | 60,003,000 | 61,133,000 | 62,601,000 |
| Noninterest-bearing deposits | 5,893,000 | 7,029,000 | 6,564,000 | 6,926,000 |
| Equity capital | 5,130,000 | 5,398,000 | 5,305,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,164,000 | 3,350,000 | 4,606,000 |
| Interest expense | 311,000 | 640,000 | 1,014,000 | 1,418,000 |
| Net interest income | 745,000 | 1,524,000 | 2,336,000 | 3,188,000 |
| Noninterest income | 118,000 | 264,000 | 395,000 | 539,000 |
| Noninterest expense | 726,000 | 1,489,000 | 2,269,000 | 3,119,000 |
| Provision for loan losses | 9,000 | 12,000 | 15,000 | 18,000 |
| Pretax income | 129,000 | 324,000 | 477,000 | 620,000 |
| Income tax | 20,000 | 64,000 | 94,000 | 119,000 |
| Net income | 109,000 | 260,000 | 383,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,273,000 | 5,385,000 | 5,425,000 | 5,539,000 |
| Total capital | 5,761,000 | 5,876,000 | 5,925,000 | 6,042,000 |
| Risk-weighted assets | 53,428,000 | 54,947,000 | 57,351,000 | 58,383,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY GUARANTY SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.