Call reports 2007
NORTHWEST COMMERCIAL BANK — 2007
What NORTHWEST COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,888,000 | 61,167,000 | 66,163,000 | 65,589,000 |
| Total loans | 46,647,000 | 50,638,000 | 56,274,000 | 58,846,000 |
| Allowance for loan losses | 616,000 | 626,000 | 676,000 | 643,000 |
| Securities available for sale | 1,239,000 | 1,733,000 | 2,252,000 | 1,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,820,000 | 53,466,000 | 57,976,000 | 57,273,000 |
| Interest-bearing deposits | 48,357,000 | 47,475,000 | 53,599,000 | 52,154,000 |
| Noninterest-bearing deposits | 6,463,000 | 5,991,000 | 4,377,000 | 5,119,000 |
| Equity capital | 5,765,000 | 7,418,000 | 7,848,000 | 7,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,255,000 | 3,537,000 | 4,837,000 |
| Interest expense | 561,000 | 1,138,000 | 1,754,000 | 2,395,000 |
| Net interest income | 550,000 | 1,117,000 | 1,783,000 | 2,442,000 |
| Noninterest income | 19,000 | 59,000 | 88,000 | 120,000 |
| Noninterest expense | 522,000 | 1,018,000 | 1,544,000 | 2,051,000 |
| Provision for loan losses | 10,000 | 20,000 | 70,000 | 150,000 |
| Pretax income | 37,000 | 138,000 | 257,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 138,000 | 257,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,772,000 | 7,429,000 | 7,848,000 | 7,975,000 |
| Total capital | 6,388,000 | 8,055,000 | 8,524,000 | 8,618,000 |
| Risk-weighted assets | 50,396,000 | 53,677,000 | 59,555,000 | 61,245,000 |
Machine access — free, no API key
Every figure shown here about NORTHWEST COMMERCIAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.