Call reports 2025
FIRST NATIONAL BANK OF CHISHOLM, THE — 2025
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 78,992,000 | 77,266,000 | 78,982,000 |
| Total loans | 33,464,000 | 31,794,000 | 30,733,000 |
| Allowance for loan losses | 395,000 | 335,000 | 434,000 |
| Securities available for sale | 35,983,000 | 37,025,000 | 40,445,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 72,180,000 | 70,755,000 | 71,788,000 |
| Interest-bearing deposits | 43,565,000 | 42,753,000 | 52,695,000 |
| Noninterest-bearing deposits | 28,615,000 | 28,002,000 | 19,093,000 |
| Equity capital | 6,623,000 | 6,317,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 854,000 | 1,732,000 | 2,626,000 |
| Interest expense | 156,000 | 312,000 | 470,000 |
| Net interest income | 698,000 | 1,420,000 | 2,156,000 |
| Noninterest income | 49,000 | 102,000 | 162,000 |
| Noninterest expense | 595,000 | 1,192,000 | 1,775,000 |
| Provision for loan losses | 86,000 | 186,000 | 377,000 |
| Pretax income | 66,000 | 144,000 | 166,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 66,000 | 144,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 7,740,000 | 7,817,000 | 7,837,000 |