Call reports 2024
FIRST NATIONAL BANK OF CHISHOLM, THE — 2024
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,914,000 | 76,849,000 | 79,828,000 | 79,594,000 |
| Total loans | 39,812,000 | 38,464,000 | 37,215,000 | 35,433,000 |
| Allowance for loan losses | 424,000 | 384,000 | 394,000 | 401,000 |
| Securities available for sale | 33,158,000 | 33,592,000 | 32,865,000 | 33,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,129,000 | 68,444,000 | 72,550,000 | 72,802,000 |
| Interest-bearing deposits | 53,740,000 | 18,179,000 | 52,590,000 | 53,010,000 |
| Noninterest-bearing deposits | 18,389,000 | 50,265,000 | 19,960,000 | 19,792,000 |
| Equity capital | 6,751,000 | 6,532,000 | 7,196,000 | 6,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,785,000 | 2,612,000 | 3,467,000 |
| Interest expense | 127,000 | 269,000 | 411,000 | 563,000 |
| Net interest income | 750,000 | 1,516,000 | 2,201,000 | 2,904,000 |
| Noninterest income | 49,000 | 88,000 | 125,000 | 162,000 |
| Noninterest expense | 656,000 | 1,395,000 | 1,978,000 | 2,655,000 |
| Provision for loan losses | 14,000 | 35,000 | 92,000 | 185,000 |
| Pretax income | 129,000 | 151,000 | 227,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 151,000 | 227,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,775,000 | 7,718,000 | 7,744,000 | 7,703,000 |