Call reports 2023
FIRST NATIONAL BANK OF CHISHOLM, THE — 2023
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 84,173,000 | 82,435,000 | 79,648,000 | 80,854,000 |
| Total loans | 46,740,000 | 45,705,000 | 43,568,000 | 41,928,000 |
| Allowance for loan losses | 570,000 | 595,000 | 559,000 | 535,000 |
| Securities available for sale | 34,136,000 | 31,763,000 | 30,887,000 | 31,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,596,000 | 72,237,000 | 72,843,000 | 74,240,000 |
| Interest-bearing deposits | 61,088,000 | 51,527,000 | 52,785,000 | 54,720,000 |
| Noninterest-bearing deposits | 16,508,000 | 20,710,000 | 20,058,000 | 19,520,000 |
| Equity capital | 6,551,000 | 6,180,000 | 5,378,000 | 6,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,935,000 | 2,887,000 | 3,864,000 |
| Interest expense | 89,000 | 186,000 | 306,000 | 430,000 |
| Net interest income | 909,000 | 1,749,000 | 2,581,000 | 3,434,000 |
| Noninterest income | 51,000 | 83,000 | 123,000 | 151,000 |
| Noninterest expense | 734,000 | 1,522,000 | 2,224,000 | 2,894,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 166,000 | 54,000 | 224,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 54,000 | 224,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,953,000 | 7,741,000 | 7,612,000 | 7,699,000 |