Call reports 2022
FIRST NATIONAL BANK OF CHISHOLM, THE — 2022
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 87,249,000 | 85,261,000 | 85,827,000 | 89,675,000 |
| Total loans | 48,672,000 | 47,045,000 | 49,116,000 | 49,170,000 |
| Allowance for loan losses | 568,000 | 502,000 | 525,000 | 540,000 |
| Securities available for sale | 29,844,000 | 33,252,000 | 34,049,000 | 35,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,001,000 | 78,480,000 | 78,813,000 | 80,687,000 |
| Interest-bearing deposits | 56,874,000 | 56,306,000 | 56,589,000 | 58,591,000 |
| Noninterest-bearing deposits | 23,126,000 | 22,174,000 | 22,224,000 | 22,096,000 |
| Equity capital | 7,227,000 | 6,750,000 | 5,475,000 | 6,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,552,000 | 2,484,000 | 3,493,000 |
| Interest expense | 32,000 | 72,000 | 128,000 | 228,000 |
| Net interest income | 756,000 | 1,480,000 | 2,356,000 | 3,265,000 |
| Noninterest income | 41,000 | 75,000 | 84,000 | 104,000 |
| Noninterest expense | 587,000 | 1,056,000 | 1,676,000 | 2,340,000 |
| Provision for loan losses | 30,000 | 65,000 | 155,000 | 195,000 |
| Pretax income | 180,000 | 434,000 | 476,000 | 701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 434,000 | 476,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,566,000 | 7,760,000 | 7,752,000 | 7,912,000 |