Call reports 2021
FIRST NATIONAL BANK OF CHISHOLM, THE — 2021
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,303,000 | 84,071,000 | 88,644,000 | 90,532,000 |
| Total loans | 36,996,000 | 41,110,000 | 42,150,000 | 50,701,000 |
| Allowance for loan losses | 412,000 | 467,000 | 505,000 | 552,000 |
| Securities available for sale | 35,899,000 | 37,462,000 | 35,018,000 | 30,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,511,000 | 76,161,000 | 80,625,000 | 82,501,000 |
| Interest-bearing deposits | 53,710,000 | 54,969,000 | 58,352,000 | 59,886,000 |
| Noninterest-bearing deposits | 21,801,000 | 21,192,000 | 22,273,000 | 22,615,000 |
| Equity capital | 7,771,000 | 7,881,000 | 7,981,000 | 8,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,371,000 | 2,142,000 | 3,021,000 |
| Interest expense | 32,000 | 64,000 | 98,000 | 133,000 |
| Net interest income | 635,000 | 1,307,000 | 2,044,000 | 2,888,000 |
| Noninterest income | 47,000 | 80,000 | 111,000 | 142,000 |
| Noninterest expense | 566,000 | 1,024,000 | 1,663,000 | 2,295,000 |
| Provision for loan losses | 23,000 | 85,000 | 122,000 | 170,000 |
| Pretax income | 93,000 | 278,000 | 460,000 | 649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 278,000 | 460,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,955,000 | 7,089,000 | 7,246,000 | 7,436,000 |