Call reports 2020
FIRST NATIONAL BANK OF CHISHOLM, THE — 2020
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,002,000 | 77,517,000 | 82,202,000 | 82,186,000 |
| Total loans | 22,480,000 | 23,510,000 | 29,593,000 | 34,410,000 |
| Allowance for loan losses | 306,000 | 335,000 | 352,000 | 421,000 |
| Securities available for sale | 43,973,000 | 43,735,000 | 44,656,000 | 39,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,668,000 | 69,740,000 | 74,477,000 | 74,336,000 |
| Interest-bearing deposits | 50,312,000 | 51,182,000 | 54,536,000 | 54,251,000 |
| Noninterest-bearing deposits | 15,356,000 | 18,558,000 | 19,942,000 | 20,084,000 |
| Equity capital | 7,311,000 | 7,745,000 | 7,685,000 | 7,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,320,000 | 1,856,000 | 2,455,000 |
| Interest expense | 45,000 | 86,000 | 124,000 | 158,000 |
| Net interest income | 580,000 | 1,234,000 | 1,732,000 | 2,297,000 |
| Noninterest income | 42,000 | 72,000 | 100,000 | 129,000 |
| Noninterest expense | 604,000 | 1,115,000 | 1,629,000 | 2,202,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 100,000 |
| Pretax income | 8,000 | 170,000 | 171,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 170,000 | 171,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,673,000 | 6,715,000 | 6,754,000 | 6,862,000 |