Call reports 2019
FIRST NATIONAL BANK OF CHISHOLM, THE — 2019
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,414,000 | 71,753,000 | 73,851,000 | 73,875,000 |
| Total loans | 14,368,000 | 13,939,000 | 16,052,000 | 24,763,000 |
| Allowance for loan losses | 220,000 | 221,000 | 221,000 | 295,000 |
| Securities available for sale | 51,070,000 | 51,222,000 | 44,153,000 | 42,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,683,000 | 64,436,000 | 66,475,000 | 66,467,000 |
| Interest-bearing deposits | 49,868,000 | 48,739,000 | 50,538,000 | 50,615,000 |
| Noninterest-bearing deposits | 15,815,000 | 15,696,000 | 15,936,000 | 15,851,000 |
| Equity capital | 6,715,000 | 7,288,000 | 7,335,000 | 7,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,174,000 | 1,718,000 | 2,317,000 |
| Interest expense | 42,000 | 87,000 | 138,000 | 183,000 |
| Net interest income | 548,000 | 1,087,000 | 1,580,000 | 2,134,000 |
| Noninterest income | 49,000 | 88,000 | 129,000 | 181,000 |
| Noninterest expense | 560,000 | 1,138,000 | 1,649,000 | 2,156,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 9,000 |
| Pretax income | 37,000 | 87,000 | 165,000 | 265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 87,000 | 165,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,711,000 | 6,732,000 | 6,779,000 | 6,764,000 |
| Total capital | 6,931,000 | 6,953,000 | 7,000,000 | 7,059,000 |
| Risk-weighted assets | 27,559,000 | 26,990,000 | 28,387,000 | 41,102,000 |