Call reports 2018
FIRST NATIONAL BANK OF CHISHOLM, THE — 2018
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,699,000 | 73,606,000 | 70,914,000 | 72,089,000 |
| Total loans | 14,894,000 | 15,804,000 | 14,959,000 | 15,102,000 |
| Allowance for loan losses | 242,000 | 245,000 | 249,000 | 220,000 |
| Securities available for sale | 53,345,000 | 52,701,000 | 52,214,000 | 51,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,794,000 | 64,758,000 | 64,330,000 | 66,116,000 |
| Interest-bearing deposits | 49,785,000 | 49,284,000 | 48,883,000 | 50,638,000 |
| Noninterest-bearing deposits | 16,010,000 | 15,474,000 | 15,448,000 | 15,477,000 |
| Equity capital | 5,889,000 | 5,823,000 | 5,550,000 | 5,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,122,000 | 1,706,000 | 2,291,000 |
| Interest expense | 86,000 | 151,000 | 197,000 | 241,000 |
| Net interest income | 463,000 | 971,000 | 1,509,000 | 2,050,000 |
| Noninterest income | 85,000 | 126,000 | 165,000 | 204,000 |
| Noninterest expense | 556,000 | 1,062,000 | 1,566,000 | 2,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 16,000 | 58,000 | 131,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 58,000 | 131,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,564,000 | 6,606,000 | 6,679,000 | 6,674,000 |
| Total capital | 6,806,000 | 6,851,000 | 6,928,000 | 6,894,000 |
| Risk-weighted assets | 35,358,000 | 29,936,000 | 28,346,000 | 28,855,000 |