Call reports 2016
FIRST NATIONAL BANK OF CHISHOLM, THE — 2016
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,221,000 | 81,272,000 | 83,457,000 | 82,215,000 |
| Total loans | 12,865,000 | 11,987,000 | 11,827,000 | 11,405,000 |
| Allowance for loan losses | 356,000 | 342,000 | 330,000 | 332,000 |
| Securities available for sale | 66,461,000 | 61,756,000 | 64,109,000 | 61,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,289,000 | 62,996,000 | 65,200,000 | 65,849,000 |
| Interest-bearing deposits | 50,922,000 | 49,221,000 | 50,652,000 | 51,849,000 |
| Noninterest-bearing deposits | 14,367,000 | 13,775,000 | 14,548,000 | 14,000,000 |
| Equity capital | 7,832,000 | 8,170,000 | 8,145,000 | 6,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,199,000 | 1,773,000 | 2,336,000 |
| Interest expense | 122,000 | 242,000 | 365,000 | 486,000 |
| Net interest income | 493,000 | 957,000 | 1,408,000 | 1,850,000 |
| Noninterest income | 34,000 | 58,000 | 82,000 | 103,000 |
| Noninterest expense | 528,000 | 1,077,000 | 1,540,000 | 1,990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 65,000 | 176,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 65,000 | 176,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,691,000 | 6,578,000 | 6,670,000 | 6,672,000 |
| Total capital | 7,047,000 | 6,920,000 | 7,000,000 | 7,004,000 |
| Risk-weighted assets | 38,748,000 | 34,768,000 | 35,100,000 | 34,127,000 |