Call reports 2015
FIRST NATIONAL BANK OF CHISHOLM, THE — 2015
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 82,268,000 | 79,239,000 | 81,160,000 | 84,808,000 |
| Total loans | 13,114,000 | 12,835,000 | 13,625,000 | 13,310,000 |
| Allowance for loan losses | 349,000 | 350,000 | 348,000 | 349,000 |
| Securities available for sale | 62,401,000 | 61,579,000 | 60,908,000 | 62,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,250,000 | 61,894,000 | 63,534,000 | 67,311,000 |
| Interest-bearing deposits | 50,439,000 | 48,512,000 | 50,158,000 | 52,588,000 |
| Noninterest-bearing deposits | 13,811,000 | 13,382,000 | 13,376,000 | 14,723,000 |
| Equity capital | 7,986,000 | 7,315,000 | 7,582,000 | 7,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,189,000 | 1,767,000 | 2,365,000 |
| Interest expense | 121,000 | 243,000 | 364,000 | 488,000 |
| Net interest income | 483,000 | 946,000 | 1,403,000 | 1,877,000 |
| Noninterest income | 36,000 | 60,000 | 83,000 | 107,000 |
| Noninterest expense | 501,000 | 946,000 | 1,401,000 | 1,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 386,000 | 408,000 | 394,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 319,000 | 385,000 | 407,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,625,000 | 6,671,000 | 6,667,000 | 6,609,000 |
| Total capital | 6,974,000 | 7,021,000 | 7,015,000 | 6,958,000 |
| Risk-weighted assets | 39,280,000 | 35,778,000 | 34,584,000 | 39,967,000 |