Call reports 2014
FIRST NATIONAL BANK OF CHISHOLM, THE — 2014
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,477,000 | 79,539,000 | 81,543,000 | 82,620,000 |
| Total loans | 14,556,000 | 14,190,000 | 13,639,000 | 13,179,000 |
| Allowance for loan losses | 278,000 | 277,000 | 346,000 | 349,000 |
| Securities available for sale | 62,656,000 | 58,338,000 | 62,021,000 | 63,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,459,000 | 61,891,000 | 63,801,000 | 64,669,000 |
| Interest-bearing deposits | 51,006,000 | 49,153,000 | 50,752,000 | 50,826,000 |
| Noninterest-bearing deposits | 13,454,000 | 12,738,000 | 13,048,000 | 13,843,000 |
| Equity capital | 6,960,000 | 7,583,000 | 7,677,000 | 7,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,280,000 | 1,987,000 | 2,620,000 |
| Interest expense | 129,000 | 260,000 | 389,000 | 516,000 |
| Net interest income | 510,000 | 1,020,000 | 1,598,000 | 2,104,000 |
| Noninterest income | 67,000 | 92,000 | 121,000 | 147,000 |
| Noninterest expense | 470,000 | 912,000 | 1,401,000 | 1,902,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 356,000 | 474,000 | 503,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 220,000 | 355,000 | 473,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,559,000 | 6,674,000 | 6,717,000 | 6,696,000 |
| Total capital | 6,837,000 | 6,951,000 | 7,063,000 | 7,045,000 |
| Risk-weighted assets | 34,897,000 | 34,518,000 | 34,771,000 | 35,286,000 |