Call reports 2013
FIRST NATIONAL BANK OF CHISHOLM, THE — 2013
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,848,000 | 79,502,000 | 82,439,000 | 82,257,000 |
| Total loans | 17,501,000 | 17,123,000 | 16,452,000 | 15,364,000 |
| Allowance for loan losses | 291,000 | 254,000 | 271,000 | 278,000 |
| Securities available for sale | 59,268,000 | 57,775,000 | 60,092,000 | 59,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,781,000 | 62,274,000 | 65,835,000 | 65,810,000 |
| Interest-bearing deposits | 52,701,000 | 49,691,000 | 52,099,000 | 52,825,000 |
| Noninterest-bearing deposits | 14,081,000 | 12,583,000 | 13,736,000 | 12,985,000 |
| Equity capital | 7,998,000 | 6,702,000 | 6,523,000 | 6,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,308,000 | 1,934,000 | 2,587,000 |
| Interest expense | 139,000 | 275,000 | 410,000 | 544,000 |
| Net interest income | 523,000 | 1,033,000 | 1,524,000 | 2,043,000 |
| Noninterest income | 40,000 | 60,000 | 84,000 | 111,000 |
| Noninterest expense | 510,000 | 1,002,000 | 1,435,000 | 1,888,000 |
| Provision for loan losses | 7,000 | 15,000 | 43,000 | 48,000 |
| Pretax income | 212,000 | 242,000 | 292,000 | 447,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 211,000 | 241,000 | 291,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,314,000 | 6,219,000 | 6,244,000 | 6,399,000 |
| Total capital | 6,605,000 | 6,473,000 | 6,515,000 | 6,677,000 |
| Risk-weighted assets | 37,603,000 | 36,469,000 | 37,134,000 | 36,964,000 |