Call reports 2012
FIRST NATIONAL BANK OF CHISHOLM, THE — 2012
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,742,000 | 83,046,000 | 85,617,000 | 86,088,000 |
| Total loans | 18,551,000 | 17,444,000 | 16,823,000 | 16,702,000 |
| Allowance for loan losses | 340,000 | 264,000 | 277,000 | 278,000 |
| Securities available for sale | 58,849,000 | 58,647,000 | 60,262,000 | 61,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,418,000 | 64,536,000 | 66,767,000 | 67,608,000 |
| Interest-bearing deposits | 52,100,000 | 51,260,000 | 53,035,000 | 54,729,000 |
| Noninterest-bearing deposits | 14,318,000 | 13,277,000 | 13,732,000 | 12,879,000 |
| Equity capital | 8,269,000 | 8,446,000 | 8,790,000 | 8,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,473,000 | 2,170,000 | 2,850,000 |
| Interest expense | 193,000 | 379,000 | 545,000 | 693,000 |
| Net interest income | 597,000 | 1,094,000 | 1,625,000 | 2,157,000 |
| Noninterest income | 49,000 | 89,000 | 115,000 | 145,000 |
| Noninterest expense | 525,000 | 1,012,000 | 1,436,000 | 2,033,000 |
| Provision for loan losses | 5,000 | 48,000 | 60,000 | 93,000 |
| Pretax income | 540,000 | 540,000 | 659,000 | 588,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 539,000 | 539,000 | 658,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,589,000 | 6,490,000 | 6,548,000 | 6,278,000 |
| Total capital | 6,929,000 | 6,754,000 | 6,825,000 | 6,556,000 |
| Risk-weighted assets | 36,178,000 | 36,024,000 | 35,902,000 | 36,180,000 |