Call reports 2011
FIRST NATIONAL BANK OF CHISHOLM, THE — 2011
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,063,000 | 79,661,000 | 81,536,000 | 82,354,000 |
| Total loans | 20,010,000 | 19,234,000 | 19,042,000 | 18,937,000 |
| Allowance for loan losses | 316,000 | 305,000 | 319,000 | 328,000 |
| Securities available for sale | 56,605,000 | 55,127,000 | 53,531,000 | 54,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,909,000 | 60,985,000 | 63,345,000 | 64,236,000 |
| Interest-bearing deposits | 50,313,000 | 49,063,000 | 49,886,000 | 51,514,000 |
| Noninterest-bearing deposits | 13,596,000 | 11,923,000 | 13,459,000 | 12,723,000 |
| Equity capital | 6,485,000 | 7,599,000 | 8,111,000 | 8,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,651,000 | 2,460,000 | 3,241,000 |
| Interest expense | 217,000 | 427,000 | 632,000 | 822,000 |
| Net interest income | 568,000 | 1,224,000 | 1,828,000 | 2,419,000 |
| Noninterest income | 79,000 | 102,000 | 142,000 | 177,000 |
| Noninterest expense | 569,000 | 1,096,000 | 1,615,000 | 2,066,000 |
| Provision for loan losses | 30,000 | 38,000 | 45,000 | 65,000 |
| Pretax income | 173,000 | 338,000 | 504,000 | 657,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 172,000 | 337,000 | 503,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,921,000 | 5,962,000 | 6,047,000 | 6,150,000 |
| Total capital | 6,237,000 | 6,267,000 | 6,366,000 | 6,478,000 |
| Risk-weighted assets | 38,018,000 | 36,701,000 | 36,411,000 | 36,218,000 |