Call reports 2010
FIRST NATIONAL BANK OF CHISHOLM, THE — 2010
What FIRST NATIONAL BANK OF CHISHOLM, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,946,000 | 77,932,000 | 82,710,000 | 80,142,000 |
| Total loans | 21,023,000 | 19,687,000 | 19,314,000 | 20,577,000 |
| Allowance for loan losses | 260,000 | 257,000 | 256,000 | 289,000 |
| Securities available for sale | 50,107,000 | 52,901,000 | 56,161,000 | 53,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,518,000 | 60,662,000 | 64,856,000 | 63,736,000 |
| Interest-bearing deposits | 50,108,000 | 48,921,000 | 51,677,000 | 51,409,000 |
| Noninterest-bearing deposits | 12,410,000 | 11,741,000 | 13,179,000 | 12,327,000 |
| Equity capital | 6,307,000 | 7,150,000 | 7,735,000 | 6,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,768,000 | 2,617,000 | 3,450,000 |
| Interest expense | 329,000 | 643,000 | 930,000 | 1,177,000 |
| Net interest income | 533,000 | 1,125,000 | 1,687,000 | 2,273,000 |
| Noninterest income | 48,000 | 85,000 | 132,000 | 182,000 |
| Noninterest expense | 526,000 | 1,062,000 | 1,566,000 | 2,227,000 |
| Provision for loan losses | 70,000 | 75,000 | 137,000 | 182,000 |
| Pretax income | 171,000 | 331,000 | 560,000 | 598,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 170,000 | 330,000 | 559,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,673,000 | 5,833,000 | 5,936,000 | 5,850,000 |
| Total capital | 5,933,000 | 6,090,000 | 6,192,000 | 6,139,000 |
| Risk-weighted assets | 34,347,000 | 35,060,000 | 36,984,000 | 38,583,000 |