Call reports 2017
DELANCO FEDERAL SAVINGS BANK — 2017
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,031,000 | 126,285,000 | 127,073,000 | 128,212,000 |
| Total loans | 85,510,000 | 84,914,000 | 84,993,000 | 84,805,000 |
| Allowance for loan losses | 1,001,000 | 1,005,000 | 1,010,000 | 1,006,000 |
| Securities available for sale | 587,000 | 82,000 | 74,000 | 66,000 |
| Securities held to maturity | 22,623,000 | 22,576,000 | 21,957,000 | 21,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,077,000 | 112,209,000 | 112,960,000 | 114,554,000 |
| Interest-bearing deposits | 101,362,000 | 101,536,000 | 102,693,000 | 102,178,000 |
| Noninterest-bearing deposits | 11,715,000 | 10,673,000 | 10,267,000 | 12,376,000 |
| Equity capital | 13,042,000 | 13,106,000 | 13,213,000 | 12,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,108,000 | 3,181,000 | 4,246,000 |
| Interest expense | 125,000 | 249,000 | 375,000 | 505,000 |
| Net interest income | 922,000 | 1,859,000 | 2,806,000 | 3,741,000 |
| Noninterest income | 8,000 | 63,000 | 100,000 | 180,000 |
| Noninterest expense | 856,000 | 1,727,000 | 2,572,000 | 3,629,000 |
| Provision for loan losses | 0 | -20,000 | -85,000 | -110,000 |
| Pretax income | 74,000 | 215,000 | 419,000 | 402,000 |
| Income tax | 26,000 | 104,000 | 203,000 | 631,000 |
| Net income | 48,000 | 111,000 | 216,000 | -229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,489,000 | 11,551,000 | 11,774,000 | 11,747,000 |
| Total capital | 12,373,000 | 12,430,000 | 12,651,000 | 12,622,000 |
| Risk-weighted assets | 70,304,000 | 69,919,000 | 69,724,000 | 69,659,000 |