Call reports 2016
DELANCO FEDERAL SAVINGS BANK — 2016
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,484,000 | 127,332,000 | 128,906,000 | 129,627,000 |
| Total loans | 83,399,000 | 84,735,000 | 84,551,000 | 84,147,000 |
| Allowance for loan losses | 1,099,000 | 1,115,000 | 1,042,000 | 1,016,000 |
| Securities available for sale | 617,000 | 615,000 | 109,000 | 95,000 |
| Securities held to maturity | 21,585,000 | 15,235,000 | 20,650,000 | 22,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,882,000 | 112,517,000 | 114,155,000 | 115,740,000 |
| Interest-bearing deposits | 100,817,000 | 101,502,000 | 102,617,000 | 104,018,000 |
| Noninterest-bearing deposits | 12,065,000 | 11,015,000 | 11,538,000 | 11,722,000 |
| Equity capital | 12,783,000 | 12,857,000 | 12,875,000 | 12,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,129,000 | 3,150,000 | 4,175,000 |
| Interest expense | 141,000 | 276,000 | 410,000 | 543,000 |
| Net interest income | 917,000 | 1,853,000 | 2,740,000 | 3,632,000 |
| Noninterest income | -158,000 | -135,000 | -95,000 | -63,000 |
| Noninterest expense | 922,000 | 1,797,000 | 2,688,000 | 3,546,000 |
| Provision for loan losses | -81,000 | -129,000 | -129,000 | -103,000 |
| Pretax income | -82,000 | 50,000 | 86,000 | 126,000 |
| Income tax | -36,000 | 31,000 | 43,000 | 49,000 |
| Net income | -46,000 | 19,000 | 43,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,988,000 | 11,163,000 | 11,234,000 | 11,385,000 |
| Total capital | 11,859,000 | 12,037,000 | 12,111,000 | 12,265,000 |
| Risk-weighted assets | 68,725,000 | 68,961,000 | 69,370,000 | 69,649,000 |