Call reports 2015
DELANCO FEDERAL SAVINGS BANK — 2015
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,714,000 | 126,636,000 | 127,690,000 | 130,030,000 |
| Total loans | 81,489,000 | 82,634,000 | 83,260,000 | 84,841,000 |
| Allowance for loan losses | 1,185,000 | 1,157,000 | 1,148,000 | 1,174,000 |
| Securities available for sale | 1,127,000 | 1,101,000 | 1,107,000 | 607,000 |
| Securities held to maturity | 24,617,000 | 24,533,000 | 23,454,000 | 23,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,140,000 | 109,061,000 | 110,134,000 | 113,421,000 |
| Interest-bearing deposits | 100,395,000 | 97,937,000 | 97,478,000 | 100,856,000 |
| Noninterest-bearing deposits | 10,745,000 | 11,124,000 | 12,656,000 | 12,565,000 |
| Equity capital | 12,693,000 | 12,713,000 | 12,721,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,142,000 | 3,232,000 | 4,306,000 |
| Interest expense | 144,000 | 287,000 | 428,000 | 573,000 |
| Net interest income | 930,000 | 1,855,000 | 2,804,000 | 3,733,000 |
| Noninterest income | -239,000 | -225,000 | -172,000 | -88,000 |
| Noninterest expense | 995,000 | 1,908,000 | 2,909,000 | 3,869,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | -319,000 | -303,000 | -302,000 | -249,000 |
| Income tax | -41,000 | -57,000 | -56,000 | -45,000 |
| Net income | -278,000 | -246,000 | -246,000 | -204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,958,000 | 10,947,000 | 11,024,000 | 11,084,000 |
| Total capital | 11,839,000 | 11,819,000 | 11,891,000 | 11,970,000 |
| Risk-weighted assets | 70,192,000 | 68,347,000 | 67,964,000 | 69,491,000 |