Call reports 2014
DELANCO FEDERAL SAVINGS BANK — 2014
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,556,000 | 126,016,000 | 126,824,000 | 127,628,000 |
| Total loans | 85,153,000 | 82,973,000 | 82,047,000 | 81,385,000 |
| Allowance for loan losses | 1,448,000 | 1,278,000 | 1,228,000 | 1,179,000 |
| Securities available for sale | 1,973,000 | 2,030,000 | 2,040,000 | 2,089,000 |
| Securities held to maturity | 26,976,000 | 25,825,000 | 25,720,000 | 25,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,839,000 | 109,260,000 | 110,231,000 | 110,203,000 |
| Interest-bearing deposits | 103,976,000 | 101,632,000 | 102,075,000 | 101,248,000 |
| Noninterest-bearing deposits | 7,863,000 | 7,628,000 | 8,156,000 | 8,955,000 |
| Equity capital | 13,030,000 | 13,076,000 | 12,912,000 | 12,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,293,000 | 3,409,000 | 4,485,000 |
| Interest expense | 159,000 | 312,000 | 465,000 | 615,000 |
| Net interest income | 1,009,000 | 1,981,000 | 2,944,000 | 3,870,000 |
| Noninterest income | -467,000 | -416,000 | -440,000 | -670,000 |
| Noninterest expense | 949,000 | 1,902,000 | 2,871,000 | 3,818,000 |
| Provision for loan losses | 344,000 | 419,000 | 719,000 | 719,000 |
| Pretax income | -751,000 | -756,000 | -1,086,000 | -1,337,000 |
| Income tax | -230,000 | -242,000 | -399,000 | -502,000 |
| Net income | -521,000 | -514,000 | -687,000 | -835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,649,000 | 11,634,000 | 11,306,000 | 11,102,000 |
| Total capital | 12,557,000 | 12,530,000 | 12,198,000 | 11,988,000 |
| Risk-weighted assets | 72,085,000 | 71,266,000 | 71,026,000 | 70,561,000 |