Call reports 2013
DELANCO FEDERAL SAVINGS BANK — 2013
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,534,000 | 130,374,000 | 133,428,000 | 129,895,000 |
| Total loans | 89,571,000 | 87,221,000 | 85,041,000 | 85,794,000 |
| Allowance for loan losses | 1,033,000 | 1,024,000 | 1,020,000 | 1,229,000 |
| Securities available for sale | 2,207,000 | 2,079,000 | 1,973,000 | 1,901,000 |
| Securities held to maturity | 20,138,000 | 25,930,000 | 26,679,000 | 28,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,835,000 | 118,423,000 | 121,533,000 | 114,754,000 |
| Interest-bearing deposits | 110,821,000 | 111,456,000 | 112,088,000 | 104,583,000 |
| Noninterest-bearing deposits | 7,014,000 | 6,967,000 | 9,445,000 | 10,171,000 |
| Equity capital | 11,082,000 | 11,338,000 | 11,237,000 | 13,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,422,000 | 3,602,000 | 4,734,000 |
| Interest expense | 219,000 | 423,000 | 613,000 | 788,000 |
| Net interest income | 989,000 | 1,999,000 | 2,989,000 | 3,946,000 |
| Noninterest income | -14,000 | 18,000 | -48,000 | -14,000 |
| Noninterest expense | 959,000 | 1,872,000 | 2,740,000 | 3,670,000 |
| Provision for loan losses | 157,000 | 247,000 | 364,000 | 770,000 |
| Pretax income | -141,000 | -102,000 | -163,000 | -508,000 |
| Income tax | -29,000 | -24,000 | -42,000 | -193,000 |
| Net income | -112,000 | -78,000 | -121,000 | -315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,007,000 | 10,348,000 | 10,282,000 | 12,406,000 |
| Total capital | 10,941,000 | 11,268,000 | 11,195,000 | 13,326,000 |
| Risk-weighted assets | 74,604,000 | 73,507,000 | 72,964,000 | 73,258,000 |