Call reports 2012
DELANCO FEDERAL SAVINGS BANK — 2012
What DELANCO FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,461,000 | 134,475,000 | 133,072,000 | 130,003,000 |
| Total loans | 100,744,000 | 95,739,000 | 93,897,000 | 91,480,000 |
| Allowance for loan losses | 1,160,000 | 1,240,000 | 1,038,000 | 1,010,000 |
| Securities available for sale | 242,000 | 241,000 | 237,000 | 2,220,000 |
| Securities held to maturity | 17,457,000 | 21,813,000 | 21,451,000 | 21,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,438,000 | 122,452,000 | 120,848,000 | 118,242,000 |
| Interest-bearing deposits | 117,087,000 | 117,026,000 | 116,002,000 | 113,062,000 |
| Noninterest-bearing deposits | 5,351,000 | 5,426,000 | 4,846,000 | 5,180,000 |
| Equity capital | 11,447,000 | 11,471,000 | 11,415,000 | 11,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,757,000 | 4,067,000 | 5,318,000 |
| Interest expense | 331,000 | 634,000 | 916,000 | 1,171,000 |
| Net interest income | 1,079,000 | 2,123,000 | 3,151,000 | 4,147,000 |
| Noninterest income | -70,000 | -41,000 | 37,000 | 71,000 |
| Noninterest expense | 967,000 | 1,916,000 | 3,009,000 | 4,084,000 |
| Provision for loan losses | 137,000 | 217,000 | 325,000 | 620,000 |
| Pretax income | -95,000 | -51,000 | -146,000 | -486,000 |
| Income tax | 67,000 | 62,000 | 23,000 | -114,000 |
| Net income | -162,000 | -113,000 | -169,000 | -372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,586,000 | 10,664,000 | 10,625,000 | 10,339,000 |
| Total capital | 11,615,000 | 11,655,000 | 11,602,000 | 11,293,000 |
| Risk-weighted assets | 82,202,000 | 79,003,000 | 78,090,000 | 76,296,000 |