Call reports 2025
SOUTHERN STATES BANK — 2025
What SOUTHERN STATES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 2,851,727,000 | 2,874,540,000 |
| Total loans | 2,261,271,000 | 2,319,326,000 |
| Allowance for loan losses | 28,876,000 | 22,167,000 |
| Securities available for sale | 198,939,000 | 15,403,000 |
| Securities held to maturity | 19,605,000 | 19,103,000 |
| Trading assets | 5,787,000 | 5,243,000 |
| Total deposits | 2,434,039,000 | 2,480,205,000 |
| Interest-bearing deposits | 1,892,410,000 | 1,907,115,000 |
| Noninterest-bearing deposits | 541,629,000 | 573,090,000 |
| Equity capital | 369,977,000 | 365,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 43,165,000 | 88,022,000 |
| Interest expense | 17,044,000 | 34,234,000 |
| Net interest income | 26,121,000 | 53,788,000 |
| Noninterest income | 1,579,000 | 3,572,000 |
| Noninterest expense | 11,767,000 | 42,507,000 |
| Provision for loan losses | 775,000 | 1,508,000 |
| Pretax income | 15,181,000 | 1,011,000 |
| Income tax | 3,530,000 | 446,000 |
| Net income | 11,651,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 335,765,000 | 325,105,000 |
| Total capital | 366,046,000 | 348,677,000 |
| Risk-weighted assets | 2,515,019,000 | 2,512,169,000 |