Call reports 2012
ATWATER STATE BANK — 2012
What ATWATER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,136,000 | 42,923,000 | 43,792,000 | 45,132,000 |
| Total loans | 28,783,000 | 29,984,000 | 30,851,000 | 31,654,000 |
| Allowance for loan losses | 447,000 | 439,000 | 440,000 | 385,000 |
| Securities available for sale | 4,808,000 | 4,887,000 | 5,346,000 | 5,155,000 |
| Securities held to maturity | 1,932,000 | 1,858,000 | 1,569,000 | 1,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,436,000 | 38,146,000 | 38,970,000 | 39,854,000 |
| Interest-bearing deposits | 32,050,000 | 32,304,000 | 32,614,000 | 32,060,000 |
| Noninterest-bearing deposits | 6,386,000 | 5,842,000 | 6,356,000 | 7,794,000 |
| Equity capital | 3,848,000 | 3,941,000 | 3,989,000 | 3,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 923,000 | 1,392,000 | 1,838,000 |
| Interest expense | 87,000 | 173,000 | 255,000 | 336,000 |
| Net interest income | 372,000 | 750,000 | 1,137,000 | 1,502,000 |
| Noninterest income | 25,000 | 52,000 | 74,000 | 106,000 |
| Noninterest expense | 323,000 | 647,000 | 964,000 | 1,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 156,000 | 250,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 156,000 | 250,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,824,000 | 3,906,000 | 3,950,000 | 3,945,000 |
| Total capital | 4,157,000 | 4,250,000 | 4,300,000 | 4,307,000 |
| Risk-weighted assets | 26,594,000 | 27,408,000 | 27,927,000 | 28,970,000 |