Call reports 2011
ATWATER STATE BANK — 2011
What ATWATER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,830,000 | 42,522,000 | 41,567,000 | 42,302,000 |
| Total loans | 28,482,000 | 28,815,000 | 29,333,000 | 29,582,000 |
| Allowance for loan losses | 453,000 | 446,000 | 443,000 | 445,000 |
| Securities available for sale | 3,729,000 | 3,382,000 | 3,467,000 | 4,143,000 |
| Securities held to maturity | 1,429,000 | 1,558,000 | 1,914,000 | 2,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,442,000 | 38,055,000 | 36,982,000 | 37,662,000 |
| Interest-bearing deposits | 30,887,000 | 32,061,000 | 30,821,000 | 30,435,000 |
| Noninterest-bearing deposits | 4,555,000 | 5,994,000 | 6,161,000 | 7,227,000 |
| Equity capital | 3,517,000 | 3,608,000 | 3,732,000 | 3,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 963,000 | 1,460,000 | 1,939,000 |
| Interest expense | 118,000 | 223,000 | 318,000 | 410,000 |
| Net interest income | 368,000 | 740,000 | 1,142,000 | 1,529,000 |
| Noninterest income | 12,000 | 36,000 | 66,000 | 72,000 |
| Noninterest expense | 306,000 | 626,000 | 941,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 151,000 | 268,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 151,000 | 268,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,510,000 | 3,586,000 | 3,703,000 | 3,750,000 |
| Total capital | 3,848,000 | 3,924,000 | 4,044,000 | 4,100,000 |
| Risk-weighted assets | 26,728,000 | 27,170,000 | 27,666,000 | 27,881,000 |