Call reports 2025
GUNNISON BANK AND TRUST COMPANY, THE — 2025
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 232,829,000 | 240,591,000 | 255,085,000 | 250,032,000 |
| Total loans | 162,684,000 | 168,805,000 | 165,550,000 | 164,210,000 |
| Allowance for loan losses | 1,975,000 | 1,996,000 | 2,028,000 | 2,048,000 |
| Securities available for sale | 35,503,000 | 35,389,000 | 34,977,000 | 34,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,995,000 | 198,095,000 | 211,151,000 | 206,137,000 |
| Interest-bearing deposits | 99,302,000 | 104,802,000 | 109,887,000 | 108,557,000 |
| Noninterest-bearing deposits | 96,693,000 | 93,293,000 | 101,264,000 | 97,580,000 |
| Equity capital | 28,968,000 | 29,797,000 | 31,301,000 | 31,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,526,000 | 10,221,000 | 13,786,000 |
| Interest expense | 488,000 | 1,038,000 | 1,679,000 | 2,311,000 |
| Net interest income | 2,696,000 | 5,488,000 | 8,542,000 | 11,475,000 |
| Noninterest income | 446,000 | 944,000 | 1,462,000 | 1,935,000 |
| Noninterest expense | 1,711,000 | 3,374,000 | 5,007,000 | 7,365,000 |
| Provision for loan losses | 25,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 1,406,000 | 3,013,000 | 4,922,000 | 5,940,000 |
| Income tax | 331,000 | 715,000 | 1,167,000 | 1,404,000 |
| Net income | 1,075,000 | 2,298,000 | 3,755,000 | 4,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,048,000 | 31,872,000 | 32,828,000 | 32,809,000 |