Call reports 2023
GUNNISON BANK AND TRUST COMPANY, THE — 2023
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 227,581,000 | 224,417,000 | 234,614,000 | 230,211,000 |
| Total loans | 135,714,000 | 138,317,000 | 141,353,000 | 145,834,000 |
| Allowance for loan losses | 1,817,000 | 1,825,000 | 1,842,000 | 1,860,000 |
| Securities available for sale | 56,953,000 | 56,303,000 | 55,651,000 | 57,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,175,000 | 180,381,000 | 189,495,000 | 182,954,000 |
| Interest-bearing deposits | 92,511,000 | 82,665,000 | 81,397,000 | 84,427,000 |
| Noninterest-bearing deposits | 101,664,000 | 97,716,000 | 108,098,000 | 98,527,000 |
| Equity capital | 21,352,000 | 22,112,000 | 23,022,000 | 24,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,615,000 | 5,410,000 | 8,453,000 | 11,526,000 |
| Interest expense | 108,000 | 413,000 | 774,000 | 1,168,000 |
| Net interest income | 2,507,000 | 4,997,000 | 7,679,000 | 10,358,000 |
| Noninterest income | 510,000 | 1,048,000 | 1,590,000 | 2,073,000 |
| Noninterest expense | 1,183,000 | 2,425,000 | 3,665,000 | 5,869,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 1,834,000 | 3,615,000 | 5,584,000 | 6,527,000 |
| Income tax | 435,000 | 859,000 | 1,327,000 | 1,545,000 |
| Net income | 1,399,000 | 2,756,000 | 4,257,000 | 4,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,801,000 | 25,958,000 | 27,259,000 | 27,684,000 |
| Total capital | 26,618,000 | — | — | — |
| Risk-weighted assets | 160,321,000 | — | — | — |