Call reports 2022
GUNNISON BANK AND TRUST COMPANY, THE — 2022
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 223,832,000 | 221,859,000 | 238,637,000 | 224,764,000 |
| Total loans | 107,861,000 | 117,495,000 | 130,290,000 | 128,332,000 |
| Allowance for loan losses | 1,788,000 | 1,790,000 | 1,797,000 | 1,815,000 |
| Securities available for sale | 50,586,000 | 57,681,000 | 55,950,000 | 55,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,924,000 | 202,580,000 | 218,732,000 | 203,793,000 |
| Interest-bearing deposits | 99,145,000 | 102,432,000 | 106,527,000 | 101,796,000 |
| Noninterest-bearing deposits | 104,779,000 | 100,148,000 | 112,205,000 | 101,997,000 |
| Equity capital | 18,378,000 | 17,859,000 | 18,329,000 | 19,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,540,000 | 5,840,000 | 8,392,000 |
| Interest expense | 71,000 | 143,000 | 209,000 | 293,000 |
| Net interest income | 1,561,000 | 3,397,000 | 5,631,000 | 8,099,000 |
| Noninterest income | 563,000 | 1,101,000 | 1,689,000 | 2,244,000 |
| Noninterest expense | 1,352,000 | 2,691,000 | 4,040,000 | 5,959,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 754,000 | 1,789,000 | 3,257,000 | 4,346,000 |
| Income tax | 173,000 | 414,000 | 759,000 | 1,013,000 |
| Net income | 581,000 | 1,375,000 | 2,498,000 | 3,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,449,000 | 21,243,000 | 22,767,000 | 23,602,000 |
| Total capital | 21,979,000 | 22,927,000 | 24,564,000 | 25,417,000 |
| Risk-weighted assets | 122,130,000 | 134,582,000 | 151,903,000 | 155,749,000 |