Call reports 2021
GUNNISON BANK AND TRUST COMPANY, THE — 2021
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,670,000 | 177,372,000 | 206,954,000 | 213,104,000 |
| Total loans | 97,954,000 | 97,170,000 | 99,117,000 | 99,730,000 |
| Allowance for loan losses | 1,780,000 | 1,780,000 | 1,783,000 | 1,785,000 |
| Securities available for sale | 8,842,000 | 9,733,000 | 24,705,000 | 29,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,892,000 | 160,974,000 | 186,477,000 | 192,322,000 |
| Interest-bearing deposits | 73,613,000 | 72,090,000 | 78,840,000 | 87,898,000 |
| Noninterest-bearing deposits | 82,279,000 | 88,884,000 | 107,637,000 | 104,424,000 |
| Equity capital | 15,026,000 | 15,700,000 | 19,642,000 | 19,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 3,600,000 | 5,068,000 | 6,662,000 |
| Interest expense | 74,000 | 145,000 | 214,000 | 286,000 |
| Net interest income | 1,944,000 | 3,455,000 | 4,854,000 | 6,376,000 |
| Noninterest income | 585,000 | 1,097,000 | 1,753,000 | 2,344,000 |
| Noninterest expense | 1,122,000 | 2,297,000 | 3,565,000 | 5,194,000 |
| Provision for loan losses | 0 | -73,000 | -73,000 | -73,000 |
| Pretax income | 1,397,000 | 2,320,000 | 3,102,000 | 3,577,000 |
| Income tax | 340,000 | 565,000 | 751,000 | 859,000 |
| Net income | 1,057,000 | 1,755,000 | 2,351,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,007,000 | 15,605,000 | 19,601,000 | 19,869,000 |
| Total capital | 16,097,000 | 16,771,000 | 20,967,000 | 21,334,000 |
| Risk-weighted assets | 86,529,000 | 92,669,000 | 108,838,000 | 116,886,000 |