Call reports 2019
GUNNISON BANK AND TRUST COMPANY, THE — 2019
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,423,000 | 107,090,000 | 123,699,000 | 122,893,000 |
| Total loans | 74,957,000 | 83,272,000 | 86,140,000 | 86,388,000 |
| Allowance for loan losses | 980,000 | 987,000 | 1,083,000 | 1,097,000 |
| Securities available for sale | 8,810,000 | 7,908,000 | 5,567,000 | 4,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,034,000 | 96,321,000 | 111,676,000 | 110,523,000 |
| Interest-bearing deposits | 43,734,000 | 49,924,000 | 53,749,000 | 57,760,000 |
| Noninterest-bearing deposits | 45,300,000 | 46,397,000 | 57,927,000 | 52,763,000 |
| Equity capital | 9,758,000 | 10,103,000 | 11,244,000 | 11,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,605,000 | 4,144,000 | 5,696,000 |
| Interest expense | 51,000 | 117,000 | 208,000 | 305,000 |
| Net interest income | 1,201,000 | 2,488,000 | 3,936,000 | 5,391,000 |
| Noninterest income | 323,000 | 606,000 | 1,048,000 | 1,516,000 |
| Noninterest expense | 1,027,000 | 2,018,000 | 3,065,000 | 4,355,000 |
| Provision for loan losses | 0 | 4,000 | 97,000 | 109,000 |
| Pretax income | 497,000 | 1,075,000 | 1,856,000 | 2,471,000 |
| Income tax | 121,000 | 263,000 | 455,000 | 606,000 |
| Net income | 376,000 | 812,000 | 1,401,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,814,000 | 10,114,000 | 11,251,000 | 11,714,000 |
| Total capital | 10,705,000 | 11,096,000 | 12,292,000 | 12,755,000 |
| Risk-weighted assets | 71,205,000 | 78,587,000 | 83,233,000 | 83,208,000 |