Call reports 2018
GUNNISON BANK AND TRUST COMPANY, THE — 2018
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,736,000 | 95,316,000 | 98,535,000 | 98,127,000 |
| Total loans | 70,454,000 | 72,653,000 | 70,486,000 | 75,811,000 |
| Allowance for loan losses | 955,000 | 964,000 | 972,000 | 977,000 |
| Securities available for sale | 10,834,000 | 10,316,000 | 10,123,000 | 8,981,000 |
| Securities held to maturity | 303,000 | 302,000 | 301,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,406,000 | 85,777,000 | 88,617,000 | 85,088,000 |
| Interest-bearing deposits | 46,104,000 | 42,486,000 | 43,153,000 | 41,811,000 |
| Noninterest-bearing deposits | 40,302,000 | 43,291,000 | 45,464,000 | 43,277,000 |
| Equity capital | 8,724,000 | 8,981,000 | 9,287,000 | 9,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,289,000 | 3,515,000 | 4,750,000 |
| Interest expense | 55,000 | 104,000 | 146,000 | 191,000 |
| Net interest income | 1,055,000 | 2,185,000 | 3,369,000 | 4,559,000 |
| Noninterest income | 275,000 | 549,000 | 852,000 | 1,157,000 |
| Noninterest expense | 858,000 | 1,739,000 | 2,647,000 | 3,732,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 466,000 | 983,000 | 1,556,000 | 1,947,000 |
| Income tax | 113,000 | 240,000 | 379,000 | 520,000 |
| Net income | 353,000 | 743,000 | 1,177,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,815,000 | 9,101,000 | 9,425,000 | 9,580,000 |
| Total capital | 9,650,000 | 9,950,000 | 10,269,000 | 10,482,000 |
| Risk-weighted assets | 66,806,000 | 67,941,000 | 67,404,000 | 72,119,000 |