Call reports 2017
GUNNISON BANK AND TRUST COMPANY, THE — 2017
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,247,000 | 87,697,000 | 96,077,000 | 94,595,000 |
| Total loans | 62,418,000 | 61,729,000 | 63,928,000 | 69,158,000 |
| Allowance for loan losses | 935,000 | 937,000 | 940,000 | 947,000 |
| Securities available for sale | 11,479,000 | 11,191,000 | 10,961,000 | 11,521,000 |
| Securities held to maturity | 564,000 | 562,000 | 561,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,077,000 | 78,394,000 | 86,512,000 | 82,001,000 |
| Interest-bearing deposits | 42,492,000 | 42,149,000 | 42,738,000 | 43,582,000 |
| Noninterest-bearing deposits | 35,585,000 | 36,246,000 | 43,774,000 | 38,418,000 |
| Equity capital | 8,114,000 | 8,257,000 | 8,490,000 | 8,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,961,000 | 3,004,000 | 4,113,000 |
| Interest expense | 49,000 | 98,000 | 147,000 | 199,000 |
| Net interest income | 913,000 | 1,863,000 | 2,857,000 | 3,914,000 |
| Noninterest income | 183,000 | 392,000 | 615,000 | 870,000 |
| Noninterest expense | 822,000 | 1,619,000 | 2,432,000 | 3,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 277,000 | 639,000 | 1,043,000 | 1,359,000 |
| Income tax | 99,000 | 231,000 | 377,000 | 492,000 |
| Net income | 178,000 | 408,000 | 666,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,288,000 | 8,546,000 | 8,588,000 |
| Total capital | 8,967,000 | 9,039,000 | 9,318,000 | 9,413,000 |
| Risk-weighted assets | 60,694,000 | 59,912,000 | 61,639,000 | 66,013,000 |