Call reports 2015
GUNNISON BANK AND TRUST COMPANY, THE — 2015
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,048,000 | 74,895,000 | 83,912,000 | 81,152,000 |
| Total loans | 50,051,000 | 50,092,000 | 52,503,000 | 52,698,000 |
| Allowance for loan losses | 902,000 | 873,000 | 919,000 | 921,000 |
| Securities available for sale | 9,915,000 | 10,809,000 | 12,774,000 | 16,145,000 |
| Securities held to maturity | 574,000 | 573,000 | 572,000 | 571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,326,000 | 66,298,000 | 75,198,000 | 72,611,000 |
| Interest-bearing deposits | 42,023,000 | 40,763,000 | 42,272,000 | 42,616,000 |
| Noninterest-bearing deposits | 25,303,000 | 25,535,000 | 32,926,000 | 29,995,000 |
| Equity capital | 7,539,000 | 7,495,000 | 7,576,000 | 7,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,688,000 | 2,576,000 | 3,467,000 |
| Interest expense | 63,000 | 124,000 | 177,000 | 228,000 |
| Net interest income | 788,000 | 1,564,000 | 2,399,000 | 3,239,000 |
| Noninterest income | 223,000 | 344,000 | 504,000 | 651,000 |
| Noninterest expense | 635,000 | 1,274,000 | 1,915,000 | 2,702,000 |
| Provision for loan losses | 9,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 361,000 | 608,000 | 962,000 | 1,162,000 |
| Income tax | 128,000 | 216,000 | 343,000 | 413,000 |
| Net income | 233,000 | 392,000 | 619,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,500,000 | 7,509,000 | 7,586,000 | 7,565,000 |
| Total capital | 8,138,000 | 8,153,000 | 8,241,000 | 8,219,000 |
| Risk-weighted assets | 50,749,000 | 51,287,000 | 52,133,000 | 52,167,000 |