Call reports 2013
GUNNISON BANK AND TRUST COMPANY, THE — 2013
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,269,000 | 66,707,000 | 73,794,000 | 76,076,000 |
| Total loans | 45,189,000 | 45,924,000 | 46,019,000 | 47,938,000 |
| Allowance for loan losses | 810,000 | 822,000 | 832,000 | 846,000 |
| Securities available for sale | 11,375,000 | 9,259,000 | 10,477,000 | 10,509,000 |
| Securities held to maturity | 584,000 | 583,000 | 582,000 | 581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,022,000 | 58,501,000 | 65,511,000 | 67,886,000 |
| Interest-bearing deposits | 42,328,000 | 39,584,000 | 42,811,000 | 44,032,000 |
| Noninterest-bearing deposits | 20,694,000 | 18,917,000 | 22,700,000 | 23,854,000 |
| Equity capital | 7,004,000 | 6,998,000 | 7,017,000 | 7,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,634,000 | 2,438,000 | 3,268,000 |
| Interest expense | 85,000 | 165,000 | 242,000 | 316,000 |
| Net interest income | 727,000 | 1,469,000 | 2,196,000 | 2,952,000 |
| Noninterest income | 128,000 | 284,000 | 457,000 | 554,000 |
| Noninterest expense | 627,000 | 1,298,000 | 1,959,000 | 2,591,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 229,000 | 457,000 | 688,000 | 902,000 |
| Income tax | 77,000 | 160,000 | 242,000 | 319,000 |
| Net income | 152,000 | 297,000 | 446,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,937,000 | 6,957,000 | 7,003,000 | 7,034,000 |
| Total capital | 7,540,000 | 7,553,000 | 7,615,000 | 7,667,000 |
| Risk-weighted assets | 47,898,000 | 47,429,000 | 48,752,000 | 50,480,000 |