Call reports 2012
GUNNISON BANK AND TRUST COMPANY, THE — 2012
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,730,000 | 65,996,000 | 71,132,000 | 71,349,000 |
| Total loans | 42,427,000 | 43,282,000 | 42,828,000 | 42,446,000 |
| Allowance for loan losses | 931,000 | 928,000 | 903,000 | 804,000 |
| Securities available for sale | 12,225,000 | 9,488,000 | 14,690,000 | 12,495,000 |
| Securities held to maturity | 649,000 | 648,000 | 647,000 | 586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,796,000 | 57,926,000 | 62,910,000 | 63,267,000 |
| Interest-bearing deposits | 43,089,000 | 42,619,000 | 42,324,000 | 41,266,000 |
| Noninterest-bearing deposits | 14,707,000 | 15,307,000 | 20,585,000 | 22,001,000 |
| Equity capital | 6,555,000 | 6,747,000 | 6,949,000 | 6,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,620,000 | 2,460,000 | 3,297,000 |
| Interest expense | 131,000 | 245,000 | 343,000 | 432,000 |
| Net interest income | 678,000 | 1,375,000 | 2,117,000 | 2,865,000 |
| Noninterest income | 152,000 | 272,000 | 392,000 | 562,000 |
| Noninterest expense | 642,000 | 1,251,000 | 1,836,000 | 2,621,000 |
| Provision for loan losses | 65,000 | 96,000 | 126,000 | 247,000 |
| Pretax income | 123,000 | 376,000 | 623,000 | 674,000 |
| Income tax | 33,000 | 122,000 | 207,000 | 219,000 |
| Net income | 90,000 | 254,000 | 416,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,522,000 | 6,685,000 | 6,847,000 | 6,786,000 |
| Total capital | 7,099,000 | 7,254,000 | 7,427,000 | 7,369,000 |
| Risk-weighted assets | 45,775,000 | 45,062,000 | 45,896,000 | 46,315,000 |