Call reports 2011
GUNNISON BANK AND TRUST COMPANY, THE — 2011
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,738,000 | 67,321,000 | 68,302,000 | 70,303,000 |
| Total loans | 48,176,000 | 45,463,000 | 45,169,000 | 45,321,000 |
| Allowance for loan losses | 1,189,000 | 872,000 | 875,000 | 872,000 |
| Securities available for sale | 0 | 0 | 7,635,000 | 9,764,000 |
| Securities held to maturity | 2,154,000 | 2,153,000 | 2,152,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,129,000 | 58,737,000 | 59,979,000 | 62,422,000 |
| Interest-bearing deposits | 46,039,000 | 43,994,000 | 44,857,000 | 45,444,000 |
| Noninterest-bearing deposits | 13,090,000 | 14,744,000 | 15,122,000 | 16,978,000 |
| Equity capital | 6,451,000 | 6,521,000 | 6,365,000 | 6,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,777,000 | 2,625,000 | 3,493,000 |
| Interest expense | 236,000 | 430,000 | 606,000 | 754,000 |
| Net interest income | 664,000 | 1,347,000 | 2,019,000 | 2,739,000 |
| Noninterest income | 90,000 | 182,000 | 229,000 | 308,000 |
| Noninterest expense | 658,000 | 1,315,000 | 1,918,000 | 2,507,000 |
| Provision for loan losses | 28,000 | 42,000 | 446,000 | 526,000 |
| Pretax income | 68,000 | 172,000 | -116,000 | 14,000 |
| Income tax | 24,000 | 57,000 | -53,000 | -11,000 |
| Net income | 44,000 | 115,000 | -63,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,451,000 | 6,521,000 | 6,343,000 | 6,431,000 |
| Total capital | 7,071,000 | 7,116,000 | 6,947,000 | 7,040,000 |
| Risk-weighted assets | 49,107,000 | 47,337,000 | 48,001,000 | 48,445,000 |