Call reports 2004
GUNNISON BANK AND TRUST COMPANY, THE — 2004
What GUNNISON BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,669,000 | 49,677,000 | 53,799,000 | 52,751,000 |
| Total loans | 41,669,000 | 43,094,000 | 45,073,000 | 46,547,000 |
| Allowance for loan losses | 648,000 | 651,000 | 656,000 | 728,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,525,000 | 43,633,000 | 47,722,000 | 46,371,000 |
| Interest-bearing deposits | 31,210,000 | 33,662,000 | 33,210,000 | 34,630,000 |
| Noninterest-bearing deposits | 9,315,000 | 9,971,000 | 14,512,000 | 11,741,000 |
| Equity capital | 4,060,000 | 4,211,000 | 4,230,000 | 4,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,690,000 | 2,560,000 | 3,460,000 |
| Interest expense | 205,000 | 408,000 | 612,000 | 823,000 |
| Net interest income | 629,000 | 1,282,000 | 1,948,000 | 2,637,000 |
| Noninterest income | 81,000 | 173,000 | 271,000 | 344,000 |
| Noninterest expense | 474,000 | 973,000 | 1,461,000 | 1,994,000 |
| Provision for loan losses | 2,000 | 5,000 | 10,000 | 82,000 |
| Pretax income | 234,000 | 477,000 | 748,000 | 905,000 |
| Income tax | 86,000 | 178,000 | 280,000 | 340,000 |
| Net income | 148,000 | 299,000 | 468,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,060,000 | 4,211,000 | 4,230,000 | 4,327,000 |
| Total capital | 4,584,000 | 4,759,000 | 4,807,000 | 4,926,000 |
| Risk-weighted assets | 41,823,000 | 43,761,000 | 46,007,000 | 47,800,000 |
Machine access — free, no API key
Every figure shown here about GUNNISON BANK AND TRUST COMPANY, THE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.