Call reports 2016
NORTHWEST BANK — 2016
What NORTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 469,325,000 | 495,418,000 | 498,400,000 | 521,070,000 |
| Total loans | 405,994,000 | 431,635,000 | 422,759,000 | 456,145,000 |
| Allowance for loan losses | 4,515,000 | 4,916,000 | 4,918,000 | 5,370,000 |
| Securities available for sale | 24,162,000 | 24,012,000 | 23,908,000 | 23,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,249,000 | 388,143,000 | 409,060,000 | 419,975,000 |
| Interest-bearing deposits | 269,563,000 | 267,327,000 | 283,615,000 | 296,168,000 |
| Noninterest-bearing deposits | 107,686,000 | 120,816,000 | 125,445,000 | 123,807,000 |
| Equity capital | 65,363,000 | 66,603,000 | 68,343,000 | 69,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,974,000 | 12,250,000 | 18,780,000 | 25,454,000 |
| Interest expense | 444,000 | 920,000 | 1,421,000 | 1,972,000 |
| Net interest income | 5,530,000 | 11,330,000 | 17,359,000 | 23,482,000 |
| Noninterest income | 299,000 | 1,072,000 | 1,305,000 | 1,555,000 |
| Noninterest expense | 3,698,000 | 7,584,000 | 11,159,000 | 14,877,000 |
| Provision for loan losses | 310,000 | 710,000 | 710,000 | 1,160,000 |
| Pretax income | 1,821,000 | 4,108,000 | 6,795,000 | 9,000,000 |
| Income tax | 708,000 | 1,536,000 | 2,518,000 | 3,352,000 |
| Net income | 1,113,000 | 2,572,000 | 4,277,000 | 5,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,835,000 | 63,119,000 | 64,903,000 | 66,466,000 |
| Total capital | 66,570,000 | 68,260,000 | 70,046,000 | 72,041,000 |
| Risk-weighted assets | 489,695,000 | 515,028,000 | 508,428,000 | 534,677,000 |