Call reports 2015
NORTHWEST BANK — 2015
What NORTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 403,482,000 | 411,388,000 | 458,064,000 | 449,899,000 |
| Total loans | 328,402,000 | 349,638,000 | 363,470,000 | 381,785,000 |
| Allowance for loan losses | 3,458,000 | 3,800,000 | 3,950,000 | 4,281,000 |
| Securities available for sale | 22,696,000 | 25,204,000 | 25,967,000 | 24,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,622,000 | 344,402,000 | 381,503,000 | 371,594,000 |
| Interest-bearing deposits | 252,128,000 | 245,600,000 | 280,379,000 | 260,252,000 |
| Noninterest-bearing deposits | 85,494,000 | 98,802,000 | 101,124,000 | 111,342,000 |
| Equity capital | 61,041,000 | 62,029,000 | 63,033,000 | 64,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,986,000 | 10,303,000 | 15,422,000 | 20,947,000 |
| Interest expense | 388,000 | 748,000 | 1,142,000 | 1,559,000 |
| Net interest income | 4,598,000 | 9,555,000 | 14,280,000 | 19,388,000 |
| Noninterest income | 598,000 | 1,024,000 | 1,185,000 | 2,049,000 |
| Noninterest expense | 3,273,000 | 6,761,000 | 9,973,000 | 13,751,000 |
| Provision for loan losses | 344,000 | 679,000 | 829,000 | 1,195,000 |
| Pretax income | 1,579,000 | 3,139,000 | 4,663,000 | 6,491,000 |
| Income tax | 593,000 | 1,176,000 | 1,714,000 | 2,477,000 |
| Net income | 986,000 | 1,963,000 | 2,949,000 | 4,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,425,000 | 58,548,000 | 59,358,000 | 60,647,000 |
| Total capital | 61,020,000 | 62,511,000 | 63,487,000 | 65,132,000 |
| Risk-weighted assets | 395,951,000 | 421,101,000 | 437,284,000 | 467,224,000 |