Call reports 2014
NORTHWEST BANK — 2014
What NORTHWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 257,984,000 | 288,536,000 | 335,576,000 | 420,915,000 |
| Total loans | 214,603,000 | 235,804,000 | 233,354,000 | 323,316,000 |
| Allowance for loan losses | 2,561,000 | 2,917,000 | 2,958,000 | 3,112,000 |
| Securities available for sale | 13,241,000 | 15,098,000 | 14,875,000 | 21,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,475,000 | 240,417,000 | 284,593,000 | 337,706,000 |
| Interest-bearing deposits | 163,328,000 | 184,323,000 | 221,140,000 | 260,130,000 |
| Noninterest-bearing deposits | 47,147,000 | 56,094,000 | 63,453,000 | 77,576,000 |
| Equity capital | 44,794,000 | 45,266,000 | 45,908,000 | 59,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,013,000 | 6,486,000 | 9,964,000 | 13,667,000 |
| Interest expense | 200,000 | 487,000 | 820,000 | 1,166,000 |
| Net interest income | 2,813,000 | 5,999,000 | 9,144,000 | 12,501,000 |
| Noninterest income | 138,000 | 190,000 | 482,000 | 2,464,000 |
| Noninterest expense | 2,202,000 | 4,433,000 | 6,926,000 | 9,565,000 |
| Provision for loan losses | 340,000 | 601,000 | 601,000 | 734,000 |
| Pretax income | 409,000 | 1,154,000 | 2,098,000 | 4,665,000 |
| Income tax | 155,000 | 426,000 | 772,000 | 1,069,000 |
| Net income | 254,000 | 728,000 | 1,326,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,695,000 | 43,437,000 | 44,454,000 | 55,621,000 |
| Total capital | 45,373,000 | 46,471,000 | 47,529,000 | 58,870,000 |
| Risk-weighted assets | 265,039,000 | 288,923,000 | 293,433,000 | 385,964,000 |