Call reports 2018
ELBERFELD STATE BANK, THE — 2018
What ELBERFELD STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 82,914,000 | 81,214,000 | 81,713,000 | 81,006,000 |
| Total loans | 44,986,000 | 46,353,000 | 47,395,000 | 48,496,000 |
| Allowance for loan losses | 719,000 | 719,000 | 719,000 | 719,000 |
| Securities available for sale | 8,785,000 | 8,896,000 | 8,247,000 | 8,268,000 |
| Securities held to maturity | 14,542,000 | 13,749,000 | 12,953,000 | 12,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,595,000 | 71,862,000 | 72,097,000 | 71,116,000 |
| Interest-bearing deposits | 51,270,000 | 49,929,000 | 49,349,000 | 49,451,000 |
| Noninterest-bearing deposits | 22,326,000 | 21,933,000 | 22,748,000 | 21,664,000 |
| Equity capital | 8,672,000 | 8,784,000 | 8,962,000 | 9,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,500,000 | 2,278,000 | 3,076,000 |
| Interest expense | 82,000 | 158,000 | 239,000 | 328,000 |
| Net interest income | 643,000 | 1,342,000 | 2,039,000 | 2,748,000 |
| Noninterest income | 132,000 | 249,000 | 359,000 | 504,000 |
| Noninterest expense | 576,000 | 1,152,000 | 1,701,000 | 2,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 439,000 | 697,000 | 1,001,000 |
| Income tax | 36,000 | 82,000 | 133,000 | 196,000 |
| Net income | 163,000 | 357,000 | 564,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,723,000 | 8,857,000 | 9,064,000 | 9,246,000 |
| Total capital | 9,345,000 | 9,509,000 | 9,728,000 | 9,917,000 |
| Risk-weighted assets | 49,629,000 | 52,092,000 | 53,036,000 | 53,587,000 |